Life & Critical Illness Blog

Dread Disease And Critical Illness Insurance

When critical illness insurance was first launced in South Africa it was also known as ‘dread disease’ due to the life threatening natures of the illnesses that were covered these being heart attack, cancer, stroke and coronary artery bye-pass surgery.  There were only four illnesses covered under a dread disease contract in the early days [...]

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A Welcome Drop In Cancer Death Rates

The American Cancer Society has revealed that cancer death rates in the USA dropped by 19.2 % for men and 11.4% for women over a 15 year period between 1990 and 2005.
The male death reductions were mainly due to decreases to lung, prostate and colon cancer deaths whereas the women’s death rate drop was mainly [...]

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Illness Insurance

‘Illness Insurance’ is a regular internet search term but what are people looking for when they type this search term in?  People who know about critical illness insurance tend to use that search term whereas those who are aware of income protection will enter the term ‘income protection’ or ‘permanent health insurance.’
Illness insurance can be [...]

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Critical Illness Cover Is It Worth It?

The term ‘critical illness cover is it worth it’ has 3,480,ooo competing pages on Google so clearly there is some debate as to whether or not it really is worth it. 
Critical Illness Insurance is still a relatively new type of insurance and was first introduced in South Africa in 1983.  The founder was Dr Marius Barnard.  [...]

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Critical Illness Insurance – sold but not bought

Critical Illness Insurance has been seen as a product that is ’sold’ by advisers rather than ‘bought’ by consumers.  If this is the case then it explains why there are so many people out there with no cover whatsoever yet they still have families to support and mortgages to pay for. 
Ask any one in the [...]

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How Much Does Life And Critical Illness Cost?

It is all very well talking about the endless benefits of critical illness insurance but what does it actually cost?  To a lot of people having life assurance is something worth considering if they have a mortgage or family or both but adding critical illness to the equation often gets a rejection on the basis [...]

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