Life & Critical Illness Blog

Take Two Aspirin and Call me in the Morning

How often do you disregard your doctor’s advice?  Go for this test, get this prescription filled, you should have that looked at, etc.  I have to admit that there are several times I have ignored my physician’s advice, rightly or wrongly.  So far the dice have rolled in my favor and I haven’t suffered any [...]

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Life Insurance Terms Defined

If you’re like most people, reading an insurance policy can be downright confusing.  It’s not the easiest read in the world for me and I’m in the business.  Fortunately, all policies include definitions of the terms.  Unfortunately, the definitions are often written in “insurance speak,” so now you are left with terms and definitions you [...]

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Life Insurance to fit your stage of life

According to the Life and Health Insurance Foundation for Education (LIFE), life insurance should be considered at every stage of life – single, young family, established family and pre-retiree/retiree. Here is what they recommend for each stage of life:

Single people – the rule of thumb here is, if there are those who depend on [...]

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The History of Insurance

The concept of insurance is increasingly gaining popularity even in India, though instead of being seen as a protection shield, its being seen as an investment. Insurance can be considered as a promise of reimbursement for specific potential future losses for a periodic payment between the insurer and the insured.

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Why You Should Purchase Life Insurance

Most people buy life insurance because they care deeply about another person or people and they want to make sure the loved ones left behind are taken care of financially. When you die, there will be an emotional loss felt by loved ones. An economic loss on top of the emotional loss is [...]

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Life Insurance for Santa Claus

As I was stuck in traffic on a Los Angeles freeway yesterday, I saw a deflated blow-up Santa lying on the side of the road and, being the insurance person I am, I started thinking about what would happen if the real Santa Claus died? Would any toys get delivered on Christmas Eve? [...]

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