Comments for Life & Critical Illness Blog http://www.life-critical-illness.co.uk/blog A blog dedicated to Life and Critical Illness Insurance Mon, 21 Jun 2010 16:49:48 +0200 http://wordpress.org/?v=2.9.2 hourly 1 Comment on Critical Illness Definitions – Part 1 by Life and Critical Illness Insurance Without Advice « Life Assurance http://www.life-critical-illness.co.uk/blog/critical-illness-definitions-part-1/comment-page-1#comment-1662 Life and Critical Illness Insurance Without Advice « Life Assurance Mon, 21 Jun 2010 16:49:48 +0000 http://www.critical-illness-cover.info/blog/?p=28#comment-1662 [...] passed on to policy holders.  The Association of British Insurers (ABI) has published a standard definitions guide which clearly describes what is required to make a successful claim.  Making critical [...] [...] passed on to policy holders.  The Association of British Insurers (ABI) has published a standard definitions guide which clearly describes what is required to make a successful claim.  Making critical [...]

]]> Comment on How Much Does Life And Critical Illness Cost? by Martin Cavana http://www.life-critical-illness.co.uk/blog/how-much-does-life-and-critical-illness-cost/comment-page-1#comment-1278 Martin Cavana Mon, 29 Mar 2010 06:15:53 +0000 http://www.life-critical-illness.co.uk/blog/?p=848#comment-1278 I'm afraid we are only able to give advise to UK citizens based in the UK Shazad98 but thanks for your enquiry anyway. I’m afraid we are only able to give advise to UK citizens based in the UK Shazad98 but thanks for your enquiry anyway.

]]> Comment on How Much Does Life And Critical Illness Cost? by Shaz http://www.life-critical-illness.co.uk/blog/how-much-does-life-and-critical-illness-cost/comment-page-1#comment-1251 Shaz Sun, 21 Mar 2010 21:35:30 +0000 http://www.life-critical-illness.co.uk/blog/?p=848#comment-1251 Hi, I m a Canadian. Can I purchase it here ? Hi,
I m a Canadian. Can I purchase it here ?

]]> Comment on Critical Illness Cover Doesn’t pay Out? Think Again… by Mary Levey http://www.life-critical-illness.co.uk/blog/critical-illness-cover-doesnt-pay-out-think-again/comment-page-1#comment-1240 Mary Levey Thu, 18 Mar 2010 11:51:39 +0000 http://www.critical-illness-cover.info/blog/?p=10#comment-1240 I am a financial adviser who has had quite a bit of success with helping people with CI claims where their intitial attempt to claim has been declined. Although I am not medically trained I have quite an extensive medical knowledge and obviously also understand the insurance side of things. I would be very interested to discuss this with someone. Thanks Mary Levey 07973 301813 I am a financial adviser who has had quite a bit of success with helping people with CI claims where their intitial attempt to claim has been declined. Although I am not medically trained I have quite an extensive medical knowledge and obviously also understand the insurance side of things. I would be very interested to discuss this with someone.
Thanks Mary Levey 07973 301813

]]> Comment on The Best Critical Illness Policy In The World by admin http://www.life-critical-illness.co.uk/blog/the-best-critical-illness-policy-in-the-world/comment-page-1#comment-1050 admin Sat, 30 Jan 2010 17:02:17 +0000 http://www.life-critical-illness.co.uk/blog/?p=843#comment-1050 Thanks for your response Roger. The internet has given everyone access to the information they want. What this really means is that people now have 'control.' What the financial services industry needs to do now is to let people have that control they want. Advisers can spend all the time they want telling people that they 'need' advice but if someone decides that they want to spend some time on the internet and do their own research they clearly do not want advice, they want 'control.' What I am proposing here is that life assurance companies stop telling people what they can have but instead offer/ask people what they want. It's a win win situation. The client has the policy that they designed therefore they're are far more likely to keep hold of the policy longer. The life assurance company has picked up business from someone who might not have been interested in their proposition in the 'old days.' Advice will still be important so somehow advisers and life assurance companies need to work harder together than ever before. Anyone can start a blog now with a grudge about a company or product that can start a negative conversation. As long as advisers and life assurance companies work with each other this damage can be limited significantly. The only way to survive now is to be a part of the internet conversation rather than trying to control it. Thanks for your response Roger. The internet has given everyone access to the information they want. What this really means is that people now have ‘control.’ What the financial services industry needs to do now is to let people have that control they want. Advisers can spend all the time they want telling people that they ‘need’ advice but if someone decides that they want to spend some time on the internet and do their own research they clearly do not want advice, they want ‘control.’ What I am proposing here is that life assurance companies stop telling people what they can have but instead offer/ask people what they want. It’s a win win situation. The client has the policy that they designed therefore they’re are far more likely to keep hold of the policy longer. The life assurance company has picked up business from someone who might not have been interested in their proposition in the ‘old days.’

Advice will still be important so somehow advisers and life assurance companies need to work harder together than ever before. Anyone can start a blog now with a grudge about a company or product that can start a negative conversation. As long as advisers and life assurance companies work with each other this damage can be limited significantly.

The only way to survive now is to be a part of the internet conversation rather than trying to control it.

]]> Comment on The Best Critical Illness Policy In The World by roger edwards http://www.life-critical-illness.co.uk/blog/the-best-critical-illness-policy-in-the-world/comment-page-1#comment-1049 roger edwards Sat, 30 Jan 2010 16:24:54 +0000 http://www.life-critical-illness.co.uk/blog/?p=843#comment-1049 This is a really good idea. Need to bear in mind that the cost of covering Cancer, stroke and heart attack is about 85% of the cost in a CIC product that covers 30 odd illnesses - so leaving in one or all of these will not reduce the premium significantly - but what you describe would offer the ultimate in flexibility! This is a really good idea. Need to bear in mind that the cost of covering Cancer, stroke and heart attack is about 85% of the cost in a CIC product that covers 30 odd illnesses – so leaving in one or all of these will not reduce the premium significantly – but what you describe would offer the ultimate in flexibility!

]]> Comment on The Difference Between Life Insurance & Critical Illness Insurance by Clark http://www.life-critical-illness.co.uk/blog/the-difference-between-life-insurance-critical-illness-insurance/comment-page-1#comment-899 Clark Sun, 29 Nov 2009 07:27:55 +0000 http://www.life-critical-illness.co.uk/blog/?p=831#comment-899 Both should be taken in advantage. While we are still alive we better utilize the critical illness insurance. Clark@<a href="http://www.usacoverage.com/life-insurance/life-insurance-calculator.html" rel="nofollow">Life Insurance Calculator</a> Both should be taken in advantage. While we are still alive we better utilize the critical illness insurance.
Clark@Life Insurance Calculator

]]> Comment on The Difference Between Life Insurance & Critical Illness Insurance by George Emsden/cancerIFA http://www.life-critical-illness.co.uk/blog/the-difference-between-life-insurance-critical-illness-insurance/comment-page-1#comment-635 George Emsden/cancerIFA Mon, 29 Jun 2009 09:02:53 +0000 http://www.life-critical-illness.co.uk/blog/?p=831#comment-635 Curious how people think that having life (death insurance) means you not need Critical Illness cover? Difference between the two is simple: life insurance pays out when you die - critical illness pays out while you are alive. Curious how people think that having life (death insurance) means you not need Critical Illness cover?
Difference between the two is simple: life insurance pays out when you die – critical illness pays out while you are alive.

]]> Comment on Who Will Win The Apprentice 2009? by Cheshire Plasterer http://www.life-critical-illness.co.uk/blog/who-will-win-the-apprentice/comment-page-1#comment-616 Cheshire Plasterer Sat, 06 Jun 2009 22:13:32 +0000 http://www.life-critical-illness.co.uk/blog/?p=821#comment-616 Kate should die and burn in hell???????????? It's only a reality program. Why be so nasty about it? Kate should die and burn in hell????????????

It’s only a reality program. Why be so nasty about it?

]]> Comment on Who Will Win The Apprentice 2009? by Sarah http://www.life-critical-illness.co.uk/blog/who-will-win-the-apprentice/comment-page-1#comment-613 Sarah Fri, 05 Jun 2009 19:22:36 +0000 http://www.life-critical-illness.co.uk/blog/?p=821#comment-613 <a href="#comment-603" rel="nofollow">@First Name </a> Don't you dare say that Yasmina shud loose...she is the best candidate...kate is all mouth and no work whilst yasmina does stuff and does it well.....debra was really good too until she got fired... KATE SHUD DIE AND BURN IN HELL!!! GOOOOOO YASMINA @First Name Don’t you dare say that Yasmina shud loose…she is the best candidate…kate is all mouth and no work whilst yasmina does stuff and does it well…..debra was really good too until she got fired…

KATE SHUD DIE AND BURN IN HELL!!!

GOOOOOO YASMINA

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