Scottish Provident has proudly published its claims statistics for January through to December 2008.  Claims payouts are 20% higher than the previous year according to Scottish Provident.  Here are some of the published figures:-

• Total number of claims paid – 1514
• Total percentage of claims paid  – 86.7%
• Average payout  – £75750
• Largest claim – £552487
• Average age of claimant – 44
• Average months in force before claim – 73
• Cancer accounted for 60% of claims
• Childrens cover was the fifth highest claim category with 65 claims

Of course there were unpaid claims too as with all other insurers. These were a combination of non-disclosure and the claim not meeting the critical illness definition. 180 cases (10.3%) did not meet the required definition in order to make the claim whilst 53 cases (3%) were declined due to non-disclosure.