Life & Critical Illness Blog

Cancer Insurance Instead Of Critical Illness Insurance

Critical Illness cover has always been a complex product to the UK market.  The ABI offers a standard definition list which  most of the critical illness insurance providers subscribe to but then these providers can also offer their own definitions and illnesses in addition to the ABI list too.  This is what leads to confusion in [...]

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Children’s Critical Illness Cover

Good Critical Illness Policies will normally cover children within the policy.  Why would you ask?  Surely children don’t need Critical Illness Insurance?  According to Scottish Provident’s recent claims settlement history, children’s critical illness was the fourth highest claim category after cancer, heart-attack and stroke.  The average age for claims was 11!  This statistic comes as [...]

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